Veterans Group Life Insurance (VGLI) allows former service members to convert their expiring SGLI coverage into a lifetime renewable term policy, ensuring continued financial protection for their families after leaving the military.
Insurance
Veterans Group Life Insurance (VGLI)
Plain summary
Convert your SGLI coverage to renewable term life insurance after separation. No health review if you apply within 240 days.
Who it is forRecently separated service members who had SGLI.
Primary formSGLV 8714
Last reviewedAug 1, 2026
Eligibility snapshot
- Apply within 1 year + 120 days of separation
- Within 240 days: no health questions asked
- Coverage up to your SGLI amount, max 500,000 dollars
How to apply
Apply through Prudential/OSGLI online or with form SGLV 8714 — calendar the 240-day mark before you separate.
Apply and confirm current requirements on the official page. Rules and forms change; the link does not.
Open the official pageImportant
Educational information only. This page is not legal, financial, or medical advice and does not guarantee eligibility or award amounts. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs.
Key stat240days to convert without health questions
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